Key Executive Life & Disability  Insurance 

Very likely, your company has certain employees who are critically important to your long-term success. If one of them dies or becomes unable to work, your business could suffer financial losses. 

The highly experienced and knowledgeable Benefits Consultants at Towne Benefits can help you protect yourself from the risk of financial harm from a key employee’s sudden absence.  

How Does Key Person Life & Disability Insurance Work?  

With this type of coverage, the employer is both the owner and beneficiary of the policy. Should a death or disability of a key employee occur, your company would receive the policy’s proceeds, which you can use, tax-free, to help find, hire, and train other people to fill the key role. Or you can use the proceeds to purchase the former employee’s interest in the business. 

Why Towne Insurance for Key Person & Disability Insurance?   

As a leading independent insurance agency, Towne has strong relationships with many of the nation’s top insurance carriers. So we can provide the right key person life or disability insurance coverage for you at the most competitive rates.

Towne is able to offer a wide variety of insurance policies without the restrictions of a single insurer. We represent you to the insurance marketplace and will always look out for your best interests.

Towne Insurance and Towne Benefits are part of a culture defined by caring for the people and communities we serve. 

Your Key Person & Disability Insurance Experts 

You can count on the Benefits Consultants at Towne to work closely with you to create a key employee life and disability insurance program that is tailor-fit to your business requirements

Contact our Towne Benefits Team today to discuss your business coverage needs and obtain a complimentary quote!